I am an out of network, outpatient provider of therapy services. What this means is that I do not bill insurance directly, but I will provide you with the required documentation so that you can seek reimbursement. As you speak with your insurance company about specifics, some potential questions to ask are:
- Does my medical insurance include any mental health coverage for out of network, outpatient providers?
- If yes, do I have an out of network deductible and how much of that deductible have I satisfied so far this year?
- How many mental health visits are covered in the calendar year?
- Are my visits covered in full or does my insurance simply cover a percentage?
- Does my insurance require a referral from my primary care physician?
- What specific documentation does my insurance company require for me to be reimbursed?
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